| Buying a home is such a wonderful occasion, but it is | | | | and officer. |
| easy to underestimate the stress and strain that can | | | | Have Extra Funds Set Aside for Unexpected Costs |
| be involved. Many first time homebuyers are | | | | Buying a home is much like remodeling a home -- |
| surprised by the complicated and often lengthy | | | | always be prepared for unexpected costs and fees |
| process that they must go through in order to fulfill | | | | that go beyond what you planned. Adding an extra |
| their lifetime dreams. The good news is that there is | | | | 10% or so to your budget may be a good idea. It is |
| a way to get through this process with as little | | | | often hard to know what additional inspections may |
| stress and pain as possible. From choosing the best | | | | be needed during the home buying process because |
| person to represent you as home buyers to knowing | | | | so much of it depends upon the home you choose, |
| what to expect, you can be prepared for what's to | | | | its age, the lender you are working with and the |
| come in the weeks ahead. | | | | requirements of the loan. Many costs are covered by |
| The following are a few tips you can use to get | | | | funds set aside in escrow, or buy the selling party; |
| through escrow as painlessly as possible. | | | | however they may still need to be paid for up front |
| Work With a Quality Escrow Company and Realtor | | | | and recouped at close of escrow. |
| If you ask a homeowner what helped them get | | | | Keep the Lines of Communication Completely Open |
| through it all, their answer will almost always be the | | | | As always, keeping an open line of communication is |
| professionals who supported them along the way. | | | | the best tool to keep a major purchase moving |
| Because buying a home is such a huge investment of | | | | smoothly. As the home buyer, you are no doubt |
| time and money, it is important to have the right | | | | more than anxious to hear any news from the lender |
| people to represent your interests. An experienced | | | | or Realtor. Be sure to keep them updated with any |
| and knowledgeable Realtor is the first step in making | | | | changes in employment or income which might affect |
| your dream a reality. He or she can seamlessly walk | | | | your loan for the better or worse. Your Realtor |
| you through the process of bidding, inspections, loan | | | | should also be keeping you updated with any |
| qualification and any other escrow procedures that | | | | changes. Surprises on either end can be a hassle |
| need to be followed. Putting your money in someone | | | | during the home buying process, but by following the |
| else's hands is also a big deal, so make sure your | | | | above few suggestions, the process can be made |
| Realtor works with a respected escrow company | | | | much easier and less painful. |