| have a little capital, you can make money in | | | | present gold prices would be extremely expensive. |
| Indonesia. even though basically many of the people | | | | 3. Farming can make money here. The workers, like |
| are very poor here. Here are a few suggestions for | | | | the bull carers, don't get paid until the crop is sold. |
| you. | | | | The main crops in our area are corn and rice for |
| 1. There is a shortage of beef in Indonesia. Thus | | | | which there is a ready market. Peppers, tomatoes, |
| breeding cattle can be very lucrative. One way would | | | | squash are also cultivated. Once again, one would |
| be to have a farm but the start up expenses would | | | | have to purchase land initially. |
| be high. A hectare of land here costs around | | | | 4. Inter-city buses are usually rented out to the |
| $30,000, then you would have to do some | | | | driver for about $100 a day. That's over $30,000 a |
| construction. There is a better was which has zero | | | | year. An older, used bus could be purchased for |
| operating expenses. The system is to place a couple | | | | about $10,000 but would need a lot of servicing. A |
| of calves with various families. They will gather the | | | | new bus would cost around $50,000 so the first |
| food from the countryside and take good care of | | | | couple of years would not show a profit. Instead of |
| the animals for say a year. At that time, the bulls are | | | | renting the bus, one could just employ a driver and |
| sold and the keeper is paid about $100 per animal. | | | | helper but they would not have as much motivation |
| There are several breeds of bulls here. The common | | | | as the renters would. |
| Indonesian variety which are low priced and easy to | | | | 5. There are many fantastic products manufactured |
| sell: the Brahma, which is used for ploughing etc and | | | | here in Indonesia including furniture, arts and crafts, |
| the large Limousin which is the most expensive. One | | | | shoes etc. Many items sell for ten times the cost in |
| of these calves costs about $500 and sells for over | | | | the West. The only problem is the shipping. It would |
| $1,000 when mature. | | | | not be feasible to ship single items, so this business |
| 2. As you wander through town here, you will notice | | | | requires the importation of a complete container full. |
| that one particlar type of shop always appears to be | | | | 6. Houses are very cheap to construct here and they |
| busy. This is a shop that sells gold. You may wonder | | | | are all made of bricks, not wood.You can build a small |
| how, in a poor country, people can afford to buy | | | | house for about $7,000 and a luxury one for $25,000. |
| gold? The thing is that only half the customers seen | | | | In spite of the low cost, most buyers finance their |
| in the shop are buying. The other half are selling! The | | | | houses, usually for fifteen years. The banks here |
| people here use the shops as a kind of bank. When | | | | charge about 20% per year. If you had capital or |
| they have money, they buy gold and when they are | | | | could obtain it from a Western bank at a low interest |
| short, they sell it back to the store. Thus the gold | | | | rate, you could make money on building the houses |
| stores make a profit coming and going! The bad | | | | and also on the financing. |
| news is that, starting a gold store here with the | | | | |